Live your best international life

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Join Zing, get a £500 fee-free currency conversion allowance every month until the end of 2024 [T&Cs apply](https://zing.me/legal/terms-and-conditions)

Incredible value

Send, spend and convert your money with no worry.

Zing App

Euro

Australian Dollar

Canadian Dollar

British Pound

Hong Kong Dollar

Indonesian Rupiah

Indian Rupee

Malaysian Ringgit 

Philippine Peso

Swedish Krona

Singapore Dollar

US Dollar

United Arab Emirates Dirham

Japanese Yen

New Zealand Dollar

Czech Koruna

Danish Krone

Hungarian Forint

Norwegian Krone

Romanian Leu

Polish Zloty

Bahrain Dinar

Swiss Franc

Israeli Shekel

Kenyan Shilling

Kuwait Dinar

Omani Rial

Qatar Rial 

Saudi Riyal

Thai Baht

Turkish Lira

Ugandan Shilling 

South African Rand

Mexican Peso

Pakistani rupee

Sri Lankan rupee

Vietnamese dong

Convert money at competitive rates with no international transfer fees.

*Calculator reflects there are zero conversion fees for the first £500 or equivalent amount converted per calendar month until December 30th 2024. [T&Cs apply](https://zing.me/legal/terms-and-conditions).

Save on conversion fees – every month!

International Payments Illustration

Real-time, competitive rates

No transfer fees for sending money between Zing accounts

Do your Zing

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WHITE SPACE

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More of your money goes to those who matter. Track, customise and control payments safely and easily around the world.

[More about sending](https://zing.me/features/international-payments)


Home page - International payments, no transfer fees

International payments, no transfer fees

Hold 20+ currencies, send 30+ currencies, and spend in 200+ countries and territories with one app and card.

[More about spending](https://zing.me/features/multi-currency-card)


Home page - Your money many ways

Your money many ways

Low fees and real-time conversion rates take your money way further.

[More about converting](https://zing.me/features/real-time-exchange-rates)


Home page - Keep more of your money

Keep more of your money

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We believe international money should be worry-free – made easy, made flexible, and made for you to get on and live your best international life. 

How? Transparent prices. Low, fixed fees for any currency, amount or day. Real-time conversion rates. 24/7 customer support. An easy, free app and multi-currency card. 

We believe you..

Your freedom, the Zing way

Your world of worry-free money

You don’t need to bank with HSBC to use Zing. Get the flexibility of a fintech that’s part of the HSBC Group, serving over 40 million customers worldwide.


Zing by HSBC

Zing is not a bank. Zing is an e-money institution (EMI) authorised by the Financial Conduct Authority. Find out what this means to you and more [in our FAQs.](https://support.zing.me/hc/en-gb "Zing by HSBC")


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Our incredible value is part of our rewarding offer, but with Zing you get even more. Low fees, real-time conversion rates and no international transfer fees are the basics.

From prize draws to partner offers, you can take your money further, home or away.

Our incredible value

Zing is rewarding

Zing is rewarding.

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Trustpilot

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Excellent Excellent

Great so far, app is slick, waiting for card to arrive, have made transactions already.
So far so good!

Great so far

It’s been a week and my transfer went through smoothly. It’s cheaper to send money via Zing compared to LemFi… only thing I want them to include is Nigeria on the list and everything ll be perfect.

Perfect Experience 

good service

Easy to use.

Hi there. Thanks for the feedback and glad you like our referral scheme. Thanks, ZingCare.

Such an easy banking app to use and great referral scheme! 

Such an easy banking app to use and…

Hi there. Thanks for the feedback and for choosing Zing, glad you are liking it. Thanks, ZingCare.

Amazing 

Hello there. We love great news, and we love being there for our members. Remember you can get hold of the team 24/7 through in-app messaging should you have a question. Thanks, ZingCare.

Just knowing your there ...is great news

Hello there. Thanks for the feedback and for choosing Zing. Thanks, ZingCare.

Good exchange rate 

Glad you are finding the app easy to use. Thanks for using Zing. ZingCare.

Good Money App easy to use

Hi there. Thanks for the feedback and we're glad to hear that you like the added security measures we have in place to keep you and your money safe. Thanks, ZingCare.

Easy to use,added spending security online and when abroad.

Easy to use,added spending security…

Hi there. Thanks for the feedback about our customer service team and how easy you found it to transfer money. Thanks, ZingCare.

Excellent customer service and ease of transferring money.

Excellent customer service and ease of…

Hi there. Thanks for the feedback and glad to hear joining us was so smooth. Thanks, ZingCare.

 amazing

So far easy to use

use like any card, no problem and excepted every where.
great exchange rate

use like any card

Fast easy set up of card on Google pay,used within day and easy app to use

Fast easy set up of card on Google…

Hi there, thank you for the feedback and thanks for choosing Zing. Thanks, ZingCare.

Patient great communication skills, pleasant Enrollment

Patient great communication skills

Thanks for the feedback and for choosing Zing. Thanks, ZingCare.

Absolutely great !!

Hi there. Although we believe the best support team is one you don't need, we do try to get you help as quickly as possible if you do need it. Glad to here that the team did a great job here! Thanks, ZingCare.

They respond quickly to help

Hi there. Thanks for the feedback and sorry to hear about the experience with the payment. Payments can sometimes take a little longer than expected depending on which wallet you are sending it from and where you are sending it to, including the currency, bank and country. If they don't arrive as you'd expect reach out to the team via in-app messaging. Thanks, ZingCare.

Easy to set up got many straight away had to payments made this morning and
Still not received apart form this not had a problem 

Zing