Live your best international life

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Join Zing, get a £500 fee-free currency conversion allowance every month until the end of 2024 [T&Cs apply](https://zing.me/legal/terms-and-conditions)

Incredible value

Send, spend and convert your money with no worry.

Zing App

Euro

Australian Dollar

Canadian Dollar

British Pound

Hong Kong Dollar

Indonesian Rupiah

Indian Rupee

Malaysian Ringgit 

Philippine Peso

Swedish Krona

Singapore Dollar

US Dollar

United Arab Emirates Dirham

Japanese Yen

New Zealand Dollar

Czech Koruna

Danish Krone

Hungarian Forint

Norwegian Krone

Romanian Leu

Polish Zloty

Bahrain Dinar

Swiss Franc

Israeli Shekel

Kenyan Shilling

Kuwait Dinar

Omani Rial

Qatar Rial 

Saudi Riyal

Thai Baht

Turkish Lira

Ugandan Shilling 

South African Rand

Mexican Peso

Pakistani rupee

Sri Lankan rupee

Convert money at competitive rates with no international transfer fees.

*Calculator reflects there are zero conversion fees for the first £500 or equivalent amount converted per calendar month until December 30th 2024. [T&Cs apply](https://zing.me/legal/terms-and-conditions).

Save on conversion fees – every month!

International Payments Illustration

Real-time, competitive rates

No transfer fees for sending money between Zing accounts

Do your Zing

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WHITE SPACE

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More of your money goes to those who matter. Track, customise and control payments safely and easily around the world.

[More about sending](https://zing.me/features/international-payments)


Home page - International payments, no transfer fees

International payments, no transfer fees

Hold 20+ currencies, send 30+ currencies, and spend in 200+ countries and territories with one app and card.

[More about spending](https://zing.me/features/multi-currency-card)


Home page - Your money many ways

Your money many ways

Low fees and real-time conversion rates take your money way further.

[More about converting](https://zing.me/features/real-time-exchange-rates)


Home page - Keep more of your money

Keep more of your money

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We believe international money should be worry-free – made easy, made flexible, and made for you to get on and live your best international life. 

How? Transparent prices. Low, fixed fees for any currency, amount or day. Real-time conversion rates. 24/7 customer support. An easy, free app and multi-currency card. 

We believe you..

Your freedom, the Zing way

Your world of worry-free money

You don’t need to bank with HSBC to use Zing. Get the flexibility of a fintech that’s part of the HSBC Group, serving over 40 million customers worldwide.


Zing by HSBC

Zing is not a bank. Zing is an e-money institution (EMI) authorised by the Financial Conduct Authority. Find out what this means to you and more [in our FAQs.](https://support.zing.me/hc/en-gb "Zing by HSBC")


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Our incredible value is part of our rewarding offer, but with Zing you get even more. Low fees, real-time conversion rates and no international transfer fees are the basics.

From prize draws to partner offers, you can take your money further, home or away.

Our incredible value

Zing is rewarding

Zing is rewarding.

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Trustpilot

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Best bank ever easy to use i recomendond zing

100 stars

Such a nice experience!!lovely and convenient app for me. There is no doubt that I will recommend to my friends 

Such a nice experience!!lovely and…

Zing experience

Excellent  and good service

So far so good

Hi there. Thank you for the feedback. The team are working hard looking at different and surprising ways we can reward our members so keep an eye on the rewards tab in the bottom right of the homepage for more information. Thanks, ZingCare.

So far so good.Easy to open and add money.Exchange rates are very good but that unfortunately will change a little with their fee in December.App is brilliant,nice and clean

So far so good.Easy to open and add…

Hi there, thanks for the feedback and for using Zing. Thanks, ZingCare.

Fast. Action an transfer  well done ur platform works brill 

Fast

Hi there. Great feedback, thank you. Thanks, Zingcare.

The Best  for  transfer  for any country. 

The Best  for  transfer  any…

Hi there. Thanks for the feedback and for choosing Zing. Glad to hear it was nice and easy to set us up! Thanks, ZingCare

It was quick and easy to set up the bank account 

It was quick and easy to set up the…

Hi there. Thanks for the feedback. ZingCare

The best app

Thanks for the great review! If you notice any currencies that you'd like that are missing, go to 'wallets' in the app and use the currency request feature at the bottom of the page. Thanks, ZingCare.

Easy to use, with a growing range of currencies.

Easy to use

Thanks for the great review! We're happy you chose us. ZingCare

exellent service

Thanks for the great review! We're happy you've find us easy to set up. Thanks, ZingCare.

Very easy app to set up and using

1st time user found easy and good rates

Hey there. Thanks for the feedback, great to hear. Thanks, ZingCare.

Brilliant app

Hi there. Thanks for the great feedback, glad you like us! Thanks, ZingCare.

This was an easy sign on all done on my phone 

East peasy 

Hi there. Thanks for the feedback and thanks for choosing Zing. ZingCare.

Great backup card for my main account, easy to switch between currencies and add funds to, extra security for my main account 

Ideal for travelling 

Hi there. Thanks for the great review! We're happy you chose us. ZingCare

Good banking ,fast transaction

Hi there. Zinc has an atomic number of 30. If you are recommending Zing to your friends I hope that means we have a much higher atomic number 😉. Thanks, ZingCare.

I am very satisfied with zinc, I recommend it to all my friends

I am very satisfied with zing

Hi there. Thanks for the feedback. Sad that we couldn't quite manage to get 5 stars, but we will keep trying our best. Thanks, ZingCare.

This is a nice financial institution i enjoyed your service always 

Zing